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Forex Trading Explained

An abbreviated name for foreign currency. See also FX

managed forex Article

Introduction to Forex Trading
By Justin Gunther
Forex is an abbreviation for Foreign Exchange, the system by which one currency is exchanged for another. For such reasons, an exchange rate needs to be established between currencies of all countries. Generally, all currencies are expressed in terms of U.S. dollars, while the U.S. dollar itself is commonly quoted in the Japanese yen, British pound and the Euros.

Here is an example to depict why foreign exchange service is required. A person traveling from the U.S. to Australia would require the Australian currency during his stay there. He would then be required to go to a money exchanger and get dollars exchanged for Australian Dollars at the exchange rate existing on that day.

How Forex Trading Works

All trades related to foreign exchange are based on purchasing one kind of currency against another. This gives rise to the concept of pairs like the Euro/U.S. Dollar. The first currency in the pair is referred to as the base currency (the one that provides a baseline for the purchase or sale) while the second one is termed as the counter or quote currency. While buying, an exchange rate specifies how much should be paid in the counter or quote currency to obtain one unit of the base currency whereas selling involves how much shall be received in counter or quote currency upon selling one unit of the base currency. The 15 important currency pairs are EUR/USD, USD/JPY, GBP/USD, USD/CHF, USD/CAD, AUD/USD, EUR/JPY, EUR/GBP, EUR/CHF, GBP/JPY, AUD/JPY, CHF/JPY, EUR/AUD, GBP/CHF, and NZD/USD . Foreign exchange quotes are a relation between currencies. For example, quote USD/JPY 108,91 would mean that 1 U.S. Dollar costs 108,91 Japanese Yens. The market is considered the largest and most liquid market in the world, trading around $2 trillion on an average every day. It is larger than all equity markets combined.

The market does not have a single centralized location as the exchange market operates through the electronic network. The prime location where is handled includes U.S., U.K., Australia, Japan and Germany. Exchange markets work all the time as their twenty-four-hour operation period is started in the Far East, in New Zealand (Wellington), passing the time zones in Sydney, Tokyo, Hong Kong, Singapore, Moscow, Frankfurt-on-Main, London, then finishing the day in New York and Los Angeles. As a result, the markets operate 24 hours a day, 5.5 days a week. Trading sessions imply the period of trading activity from the time the market opens until it closes. In London, the standard trading session is from 7am to 6pm. In New York the session extends from 9.30am to 4 pm. ( EUR (Euro), USD (American Dollar), JPY (Japanese Yen), GBP (Great Britain Pound), CHF (Swiss Francs), CAD (Canadian Dollar), AUD (Australian Dollar), NZD (New Zealand Dollar) )

The sheer number of currencies traded brings an extreme level of volatility on a day-to-day basis. Exchange rates fluctuate rapidly, offering opportunities for profit risk to astute traders. Yet, like the equity markets, offers plenty of instruments to mitigate risk allowing the individual to make profit in both rising and falling markets. Forex also allows highly leveraged trading with low margin requirements in comparison to its equity counterparts.

Leverage - An Important Concept:

To trade on the market one can open either a standard or a mini account. It is possible to deposit small margin money with the concerned bank and then borrow up to 100 times that sum in standard accounts and 200 times the sum on mini accounts, to trade in foreign currencies. When the amount of initial margin deposited is small relative to the value of the contract, the transaction

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is known to be 'leveraged' or ‘geared’. This may work against the investor or in favour of him. If the unrealized gain/loss of the net total open position falls below the margin balance, the account would be under margined and all open positions could have to be liquidated. To avoid liquidation of positions, it is best not to use the entire account balance as margin for open positions. Instead, it is better to leave enough funds in the account to withstand a market movement against the open positions. Stop loss orders should be used to limit downside risk.

Margin Trading is trading with a borrowed capital. Marginal trading in an exchange market uses lots. 1 lot equals approximately $100,000, but to open it, it is necessary to have only a small part of the sum. In marginal trading, each transaction has two obligatory stages; buying (selling) of currency at one price, and then selling (buying) it at another, or same price. The first transaction is called opening the position, the second one, closing the position. When you open a position, you can choose the number of lots you want from 1 to 10. The deposit sum for one lot will vary from $500 to $2000, depending on the credit leverage you choose. Leverage is a financial mechanism that allows crediting speculative transactions with a small deposit. A trader wanting to trade in 4 lots of USD/JPY would require a margin of $4,000. The total transaction value of $400,000 divided by a leverage of 1:100, calculates the margin requirement.

Let us now consider another example in more details. For a trader anticipating an upward movement in the rate of Euro vis-à-vis the U.S. Dollar, a good deal would be to buy the Euro cheap for dollars and later sell it back at a higher price. The margin required for this deal would be $1,000 (the account being a standard account operating at a leverage of 1:100). This deal would fetch the trader 104591.56 euros ($100,000/$0.9561). If the Euro does move up as anticipated by the trader, he can sell the euro at the higher price and make a profit. If he manages to sell the euro say at a price of $0.9661, he stands to make a profit of $1,045.91 ($101,045.91-$100,000).

Players in the Forex market

Until recently, only banks, hedge funds, and occasional high net worth individuals were able to participate in the trading market since one had to invest in a large minimum transaction size and meet stringent financial requirements. However, currency trading has now become one of the most lucrative businesses in the world with retail traders also playing an important part as indirect players, operating through banks or brokers. Traders can place trades for foreign exchanges online, with the most popular sources including Interbank FX, Gain Capital Group, Forex Capital Market in the U.S. and Saxo Bank in Denmark. According to the report published in 2004 by the Wall Street Journal, Europe, 73% of the entire trading volume depends on large international banks. These are Barclays Bank, Citibank, Chase Manhatten Bank, Deutsche Bank, Swiss Bank Corporation, Union Bank of Switzerland, etc.

Conclusion:

For people trading in the market it is important that they verify the authenticity and efficiency of the services offered. They should ensure that trading facilities in all major currencies are available, besides availability of updated market news and supporting tools like charts and software. The extreme liquidity of the currency market, and the multitude of opportunities for large profits, makes it hard to resist for the advanced trader. With such potential, however, comes significant risk, and traders should get familiar with methods of risk management.
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  • The Power of Forex As a Wealth Builder
    Foreign currency trading is a powerful wealth builder for individuals and corporate entities as well as nations. For individuals and corporations, they can create wealth by investing wisely in the Forex. The margin of profit for foreign currency trade is very small. But it is made up by the volume of trade. Individuals and corporations buy when their rates are low and there is a chance of going up.
  • Forex Trading Psychology - Get the Mindset of the Pro Traders Who Make Big Profits
    It's a fact that forex trading can be learned by anyone but most traders fail and the reason they do is, they don't understand forex trading psychology. If you do, you can join the elite 5% who make big consistent profits...
  • Forex Autopilot Review - Can it Possibly Live Up to the Hype?
    If there is one thing that you want to get from a Forex Autopilot review, its this: Does it actually live up the hype? Well, it doesn't. HOWEVER, that's not necessarily a bad thing.
  • How to Find the Best Mathematical Forex Trading System Software? - Forex Trading Program Review
    Are you looking for a proven mathematical Forex trading system software that can make money on its own? The Forex market is the largest financial market in the world, but can be very difficult to profit from when the trader does not have the right tools. After searching and trying out various pieces of Forex software, I have found one that I am currently using to profit consistently every single month...
  • How You Can Increase Your Profit From the Forex Market More Than the Stock Market
    Forex Trading offers a good option to make money in a 24 hours market. It provides leverage, low commission and a low amount to start.
  • Forex Autopilot Reviews - What You Need to Know Before Buying the System
    If you want to know more about the Forex Autopilot System, that's so popular right now, its only natural to search for some forex autopilot reviews. After all, it's only natural to want to know how well something works, before dropping some of your hard earned money on it. So here is my review of the forex autopilot system:
  • Automated Forex Trading - Choosing the Right Automated Forex Trading Software For Consistent Gains
    Automated forex trading has certain advantages in that you can simply follow trade signals that are generated and providing you can execute them with discipline and the your system is logical and robust you can pile up big gains.
  • What Are the Best Proven Forex Trading Strategies? - Mathematical Forex Trading System Review
    Have you been searching for the best proven Forex trading strategies? There are automatic and manual ways of making money from the Forex markets. Although I use automatic software to do my trading today to make consistent profits, I will discuss a manual strategy that works very well and makes money consistently for me as well.
  • Forex Funnel Review - Online Forex Trading to Success
    If you're researching Forex Trading Software you've probably already heard of Forex Brotherhood and Forex Tracer, but you have heard of Forex Funnel? Possibly not!
  • Forex Education - Why Forex Trading is Not Easy and How You Can Win If Your Learn This Fact
    If you read a lot of the material online you would think forex trading is a walk in the park but the facts state that 95% of traders lose their Money. To find out if you have what it takes to succeed read on.
  •  

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